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3 Consequences of Missing or Being Late on a Mortgage Payment

3 Consequences of Missing or Being Late on a Mortgage Payment

by marchalpern | Apr 15, 2021 | Uncategorized

How bad is it to miss a mortgage payment? More than you may realize. You may believe that missing a mortgage payment simply means you are paying at a later date, but depending on who you are borrowing from, the consequences can be far and wide. But first off, what...
Bank Statements Loans: How They Work and When to Use Them

Bank Statements Loans: How They Work and When to Use Them

by marchalpern | Apr 9, 2021 | Uncategorized

If you’re thinking of securing a self-employed mortgage without the plethora of documents normally submitted to verify your income, bank statement loans are a great option you can consider. With a bank statement loan, you can say goodbye to W-2s and tax returns...
No-Income Verification Mortgages: How Do They Work?

No-Income Verification Mortgages: How Do They Work?

by marchalpern | Apr 2, 2021 | Uncategorized

People who are self-employed or who earn an income through non-conventional methods may apply for home loans using the no-income verification mortgages. These are also referred to as stated-income mortgages. These mortgages will not have the same requirements as...
Guide to Foreign Nationals Wanting to Buy a Property in Florida

Guide to Foreign Nationals Wanting to Buy a Property in Florida

by marchalpern | Mar 26, 2021 | Uncategorized

Having a home in the US is a dream for many. It will not be an easy journey, but it is possible. For foreign nationals, the story may be a bit different, but it still is viable. If you are a non-resident who has fallen in love with Miami and wants to live here for...
4 Things You Should Avoid After Applying for a Mortgage

4 Things You Should Avoid After Applying for a Mortgage

by marchalpern | Mar 17, 2021 | Uncategorized

Going through several mortgage providers and collating all the necessary paperwork is a troublesome obstacle that any prospective home buyer must go through. Unfortunately, not all homeowners are lucky to find the best deal for a mortgage. This is why it’s a...
Conventional, FHA, and VA Loans: What Are Their Differences?

Conventional, FHA, and VA Loans: What Are Their Differences?

by drkosel | Mar 10, 2021 | Uncategorized

Home loans come in three major types: conventional, Federal Housing Administration (FHA), and Department of Veterans Affairs (VA). While they are all issued by banks and other approved lenders, each of them has benefits and drawbacks that make them unique. To find out...
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Miami Beach

1680 Michigan Ave. Ste 1001
Miami Beach, FL 33139
305-535-2230
Mon-Fri: 9am-6pm
Sat-Sun: Closed

Orlando

5401 S. Kirkman Rd #342
Orlando, FL 32819
781-420-4959
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West Palm Beach

801 Northpoint Pkwy #154
West Palm Beach, FL
561-596-1673
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Halpern & Associates is a mortgage corporation based in Miami Beach. Licensed in Florida and Tennessee.
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