Our Team
At Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients. Reach out today to start your loan application process.

Marc Halpern
NMLS ID 212252
Mortgage Loan Originator
Founded Halpern & Associates in 1998

Elizabeth Gonzalez-Kosel
NMLS ID 589387
Mortgage Loan Originator
Joined Halpern & Associates in 2016
Bilingual: English/Español

Cheila Sanchez
Client Coordinator
Joined Halpern & Associates in 2019
Bilingual: English/Español
Ralph Puente
NMLS ID 372749
Loan Processor
Joined Halpern & Associates in 2007
Bilingual: English/Español

Joyce Scheidegger Silva
NMLS ID 1429925
Mortgage Loan Originator
Joined Halpern & Associates in 2018
Bilingual: English/Português

Olga Olmos
NMLS ID 332292
Mortgage Loan Originator
Joined Halpern & Associates in 2018
Bilingual: English/Español

Bill Meloy
NMLS ID 1025176
Mortgage Loan Originator
Joined Halpern & Associates in 2016

Barbara Smith
NMLS ID 343797
Mortgage Loan Originator
Joined Halpern & Associates in 2015