Our Team

At Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients. Reach out today to start your loan application process.

Marc Halpern

NMLS ID 212252

Mortgage Loan Originator

Founded Halpern & Associates in 1998

Elizabeth Gonzalez-Kosel

NMLS ID 589387

Mortgage Loan Originator

Joined Halpern & Associates in 2016

Bilingual: English/Español

Cheila Sanchez

Client Coordinator

Joined Halpern & Associates in 2019

Bilingual: English/Español

Ralph Puente

NMLS ID 372749

Loan Processor

Joined Halpern & Associates in 2007

Bilingual: English/Español

Joyce Scheidegger Silva

NMLS ID 1429925

Mortgage Loan Originator

Joined Halpern & Associates in 2018

Bilingual: English/Português

Olga Olmos

NMLS ID 332292

Mortgage Loan Originator

Joined Halpern & Associates in 2018

Bilingual: English/Español

Bill Meloy

NMLS ID 1025176

Mortgage Loan Originator

Joined Halpern & Associates in 2016

Barbara Smith

NMLS ID 343797

Mortgage Loan Originator

Joined Halpern & Associates in 2015