Purchasing or refinancing a house can be a big task. At Halpern & Associates, we’re here to make it simple. Find the right loan program for you.

Apply Now
Conventional/ FHA
joyful adult daughter greeting happy surprised senior mother in garden

Conventional- 3% down-payment
FHA- 3.5% down-payment

VA
group of veterans

VA- 0% down-payment

Jumbo
palm trees at night

Competitive Rates Available for High-Balance Loans

Condo
apartment architectural design architecture building

Up to 95% Financing

Bank Statement
person in white long sleeve shirt holding credit card

Self-employed Borrowers Qualified Using Cash-flow

Foreign National
close up of globe

For Non-US Residents

No-Income Verification
apartment architectural design architecture building

Alternative Loan Programs

Private Money
silver and gold coins

Quick Closings

4 Scenarios for Adjustable-Rate Loans
A 30-year, fixed-rate home loan isn’t right for everyone. Depending on your …
Get Your House-Hunting Checklist
There’s a lot to consider when you’re searching for a home. You …
Should you remodel your home or move?
You love your home. You’ve made it your own and have lots …
4 Ways to Prepare Your Garden for Fall
We’re heading into the fall season, and that means cooler weather is …

“Always had an answer to questions and walked me through the process flawlessly.”

William, Google Reviews

“Friendly, polite, and able to work through challenges that other mortgage companies found impossible to overcome.”

Anthony, Google Reviews