Purchasing or refinancing a house can be a big task. At Halpern & Associates, we’re here to make it simple. Find the right loan program for you.

Conventional/ FHA
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Conventional- 3% down-payment
FHA- 3.5% down-payment

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VA- 0% down-payment

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Competitive Rates Available for High-Balance Loans

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Up to 95% Financing

Bank Statement
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Self-employed Borrowers Qualified Using Cash-flow

Foreign National
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For Non-US Residents

No-Income Verification
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Alternative Loan Programs

Private Money
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Quick Closings

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“Always had an answer to questions and walked me through the process flawlessly.”

William, Google Reviews

“Friendly, polite, and able to work through challenges that other mortgage companies found impossible to overcome.”

Anthony, Google Reviews